Here is what working with Howard Hanna - Elmira Office in Elmira typically covers, from the first consultation to closing day. Services and terms vary, so confirm the details in your written agreement.
Buying a home
Buyer strategy session
Clarifies budget, loan pre-approval status and the representation agreement now required in New York.
Home search and private showings
Tours of homes for sale in and around Elmira, including new listings as they hit the market.
Writing and negotiating offers
Pricing an offer from recent nearby sales and negotiating repairs, credits and timelines.
Getting to the closing table
Coordinating with the lender, title or escrow office and the other agent so nothing slips.
Selling a home
Home valuation
A written price opinion built from sold, pending and active Elmira area comparables.
Pre-listing checklist
Which repairs are worth doing, decluttering and photo-day preparation.
MLS listing and marketing
Listing on the local MLS and syndication to the major home-search sites.
From showing to sold
Feedback after showings, multiple-offer handling and closing coordination.
How a typical transaction works
- ConsultA first conversation about goals, budget and timing — and a written agreement that spells out services and compensation.
- PrepareBuyers get pre-approved; sellers review a pricing analysis and prepare the home for photos.
- Market & tourListings go live on the MLS; buyers tour homes and compare recent sales.
- NegotiateOffers, counteroffers, inspection requests and appraisal issues are worked through.
- CloseFinal walk-through and signing with the title or escrow company under New York rules.
Typical costs on an Elmira home
Illustrative figures for a home at the local typical value of $132,197. Real numbers depend on your agreement, lender and title company.
| Item | Rate | On $132K |
|---|---|---|
| Listing-side commission (negotiable) | 2.5–3% | $3,305–$3,966 |
| Buyer-side compensation (negotiable) | 2–3% | $2,644–$3,966 |
| Buyer closing costs (lender, title, escrow) | 2–5% | $2,644–$6,610 |
| Home inspection | flat | $350–$600 |
Every percentage above is negotiable and is set in the written agreement. Typical value from the Zillow Home Value Index (August 2026).